Social Security Disability Insurance (SSDI) provides financial assistance to individuals who are unable to work due to a disability, either because of non-work-related illness or injury. However, not all ailments automatically qualify for SSDI benefits. Understanding the criteria for qualifying ailments (impairments) is crucial for those beginning the SSDI application process.
Sackett and Associates Disability Law devotes 100 % of our time to helping people with disabilities get the SSDI benefits they need and are entitled to. We don’t “also” do disability law; it’s all we do. When you call us to guide you through the disability benefits application process, or to fight for your rights after an initial denial, or to launch an appeal after an unfavorable result from a ALJ, we use our years of experience and knowledge of the law to get you the result you need. Contact Sackett and Associates Disability Law today.
Understanding SSDI Eligibility
To qualify for SSDI benefits, individuals must meet certain criteria set forth by the Social Security Administration (SSA). One of the primary requirements is having a medical condition that prevents the individual from engaging in substantial gainful activity (SGA) for at least 12 months or is expected to result in death. Eligibility also requires applicants to have accumulated sufficient work credits through a long employment history to be eligible for benefits. Forty work credits are typically required to qualify for SSDI, with four credits earned for each year of employment.
Types of Qualifying Ailments
Physical Disabilities
Physical disabilities encompass a broad range of conditions that affect an individual’s ability to perform work-related tasks. These may include:
- Musculoskeletal disorders such as arthritis, back injuries, or amputations. Neurological disorders like multiple sclerosis, cerebral palsy, or Parkinson’s disease.
- Cardiovascular conditions such as heart failure or coronary artery disease.
- Respiratory disorders like chronic obstructive pulmonary disease (COPD) or asthma.
Mental Health Conditions
Mental health conditions can significantly impact an individual’s ability to work and maintain employment. Qualifying ailments may include:
- Mood disorders like depression or bipolar disorder.
- Anxiety disorders such as generalized anxiety disorder (GAD) or post-traumatic stress disorder (PTSD).
- Schizophrenia and other psychotic disorders.
- Intellectual disabilities or developmental disorders.
Chronic Illnesses
Chronic illnesses are long-term health conditions that may fluctuate in severity but persist over time. Some examples of qualifying chronic illnesses include:
- Diabetes and its complications.
- Chronic kidney disease.
- Autoimmune disorders like lupus or rheumatoid arthritis.
- Chronic pain conditions such as fibromyalgia or chronic fatigue syndrome.
Sensory Impairments
Sensory impairments, including vision and hearing loss, can significantly impact an individual’s ability to work and navigate daily life. Qualifying ailments may include:
- Blindness or low vision.
- Deafness or hearing impairment.
- Speech disorders.
Applying for SSDI Benefits
The process of applying for SSDI benefits can be time-consuming and strenuous, especially if someone is suffering from a disabling impairment. Sackett and Associates will perform all of the legwork necessary to prepare and submit the most complete and compelling disability claim possible under each applicant’s individual circumstances.
Collecting medical records, test results, and other documentation that support your disability claim is essential. This may include records from doctors, hospitals, therapists, and other healthcare providers. Each applicant’s full work history is also examined to ensure that they have received appropriate work credits and to learn if more supportive evidence exists to prove the difficulty they experienced during employment.
As part of the application process, the SSA may require an applicant to undergo a medical evaluation by a designated healthcare provider. This evaluation can help determine the severity of your condition and its impact on your ability to work. We will work closely with our clients ensure that they know what to expect during the medical evaluation and to encourage them to share all pertinent information with the evaluator.
After submitting your application, the SSA will review your case and determine the claimant’s eligibility for SSDI benefits. This process can take several months, but Sackett and Associates stays in touch with our clients to keep them informed about any change in the claim’s status and to communicate with the SSA when necessary.
If your initial application for SSDI benefits is denied, you have the right to appeal the decision. The appeals process typically involves several stages, including reconsideration, a hearing before an administrative law judge (ALJ), and further appeals if necessary.
Our disability lawyers and advocacy staff working closely with you through every stage of the disability claim process.
Understanding the types of impairments that qualify for SSDI disability benefits and the steps involved in the application process is important for you to secure the support you need to approach this process successfully. By being informed and proactive, SSDI claimants can increase their chances of successfully obtaining SSDI benefits and gaining financial stability despite their disabilities.
Leave A Comment