.nlc-blog-detail-b{--nlc-gold:#a89968;--nlc-navy:#00062c;--nlc-bg-warm:#f9f6f0;--nlc-border:#e2d9c8;--nlc-text:#242424;--nlc-muted:#797979;--nlc-radius:6px;--nlc-shadow:0 2px 12px rgba(168,153,104,.12)}.single-post .page-title{padding-top:80px;padding-bottom:80px}.nlc-blog-detail-b{padding:40px 40px 60px}@media (max-width:767px){.nlc-blog-detail-b{padding-left:20px;padding-right:20px}}.nlc-sidebar-col{position:relative;align-self:stretch}@media (min-width:992px){.nlc-blog-sidebar{padding-right:28px}}.nlc-takeaway{background:var(--nlc-bg-warm);border-left:4px solid var(--nlc-gold);padding:18px 22px;border-radius:0 var(--nlc-radius) var(--nlc-radius) 0;margin-bottom:28px}.nlc-takeaway__label{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.07em;color:var(--nlc-gold);margin-bottom:6px}.nlc-takeaway__text{font-size:15px;color:var(--nlc-text);margin:0;line-height:1.65}.nlc-byline{display:flex;flex-wrap:wrap;gap:14px;align-items:center;padding:14px 18px;background:var(--nlc-bg-warm);border:1px solid var(--nlc-border);border-radius:var(--nlc-radius);margin-bottom:28px}.nlc-byline__author{display:flex;align-items:center;gap:10px;font-size:13.5px;color:var(--nlc-text)}.nlc-byline__avatar{width:40px;height:40px;border-radius:50%;object-fit:cover;flex-shrink:0}.nlc-byline__avatar-placeholder{width:40px;height:40px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:14px;font-weight:700;color:#fff;flex-shrink:0}.nlc-byline__name{font-weight:700;color:var(--nlc-navy)}.nlc-byline__role{display:inline-block;font-size:10px;font-weight:600;text-transform:uppercase;letter-spacing:.05em;background:var(--nlc-gold);color:#fff;padding:2px 7px;border-radius:20px}.nlc-byline__meta{font-size:12px;color:var(--nlc-muted);margin-top:2px}.nlc-byline__separator{width:1px;height:36px;background:var(--nlc-border)}.nlc-toc-sidebar{background:var(--nlc-bg-warm);border:1px solid var(--nlc-border);border-radius:var(--nlc-radius);padding:18px 20px;margin-bottom:20px}.nlc-toc-sidebar__title{font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:var(--nlc-navy);margin:0 0 10px}.nlc-toc-sidebar__list{list-style:none;padding:0;margin:0;counter-reset:toc}.nlc-toc-sidebar__item{counter-increment:toc;padding:5px 0;border-bottom:1px dashed var(--nlc-border)}.nlc-toc-sidebar__item:last-child{border-bottom:none}.nlc-toc-sidebar__item a{display:flex;align-items:baseline;gap:6px;font-size:13px;color:var(--nlc-navy);text-decoration:none}.nlc-toc-sidebar__item a::before{content:counter(toc) ".";color:var(--nlc-gold);font-weight:700;font-size:11px;min-width:16px}.nlc-toc-sidebar__item a:hover{color:var(--nlc-gold)}.nlc-sidebar-cta{background:var(--nlc-navy);color:#fff;border-radius:var(--nlc-radius);padding:22px 20px;margin-bottom:16px;text-align:center}.nlc-sidebar-cta h4{color:#fff;font-size:17px;margin-bottom:10px}.nlc-sidebar-cta p{font-size:13px;color:rgba(255,255,255,.8);margin-bottom:14px}.nlc-btn-primary{display:inline-block;background:var(--nlc-gold);color:#fff!important;padding:11px 22px;border-radius:4px;font-size:14px;font-weight:600;text-decoration:none!important;transition:background .2s ease;width:100%;text-align:center}.nlc-btn-primary:hover{background:#8e7e52}.nlc-critical-docs{border:1.5px solid var(--nlc-gold);border-radius:var(--nlc-radius);padding:18px 20px;margin-bottom:16px}.nlc-critical-docs__title{font-size:13px;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:var(--nlc-gold);margin:0 0 10px}.nlc-critical-docs__list{list-style:none;padding:0;margin:0}.nlc-critical-docs__list li{display:flex;align-items:center;gap:8px;padding:7px 0;border-bottom:1px solid var(--nlc-border);font-size:13px;color:var(--nlc-text)}.nlc-critical-docs__list li:last-child{border-bottom:none}.nlc-blog-detail-b .entry-content h2{font-size:22px;font-weight:700;color:var(--nlc-navy);margin:36px 0 14px;padding-bottom:8px;border-bottom:2px solid var(--nlc-border)}.nlc-blog-detail-b .entry-content h3{font-size:18px;font-weight:700;color:var(--nlc-navy);margin:28px 0 10px}.nlc-blog-detail-b .entry-content p{font-size:15.5px;line-height:1.8;color:var(--nlc-text);margin-bottom:18px}.nlc-faq-accordion__item{background:var(--nlc-bg-warm);border:1px solid var(--nlc-border);border-radius:8px;margin-bottom:10px;overflow:hidden}.nlc-faq-accordion__q{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:16px 20px;cursor:pointer;list-style:none;font-size:15.5px;font-weight:700;color:var(--nlc-navy)}.nlc-faq-accordion__q::-webkit-details-marker{display:none}.nlc-faq-accordion__icon{display:grid;place-items:center;width:26px;height:26px;min-width:26px;background:var(--nlc-gold);color:#fff;border-radius:50%;font-size:16px;font-weight:400;line-height:1;flex-shrink:0;transition:transform .2s ease,background .2s ease}.nlc-faq-accordion__item[open] .nlc-faq-accordion__icon{transform:rotate(45deg);background:#8e7e52}.nlc-faq-accordion__a{padding:0 20px 18px}.nlc-faq-accordion__a p{font-size:14.5px;line-height:1.7;color:var(--nlc-text);margin:0}.nlc-related{margin-top:40px;padding-top:32px;border-top:2px solid var(--nlc-border)}.nlc-related__title{font-size:20px;font-weight:700;color:var(--nlc-navy);margin-bottom:20px}@media (max-width:991px){.nlc-sidebar-col{position:static;align-self:auto}.nlc-blog-sidebar{position:static!important;top:auto!important;width:auto!important;margin-top:32px}}@media (max-width:767px){.nlc-byline{flex-direction:column;align-items:flex-start}.nlc-byline__separator{display:none}}#nlc-progress{position:fixed;top:0;left:0;height:3px;width:0;background:var(--nlc-gold);z-index:9999;transition:width .1s linear}.nlc-post-header{padding:28px 0 0}.nlc-post-header__cat{display:inline-flex;align-items:center;gap:10px;font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--nlc-gold);font-weight:700;margin:0 0 14px}.nlc-post-header__cat-rule{width:28px;height:1px;background:currentColor;display:inline-block}.nlc-post-header__excerpt{font-size:16px;line-height:1.6;color:#555;margin:0 0 20px}.nlc-featured{margin:0 0 28px}.nlc-featured__img{width:100%;aspect-ratio:16/9;object-fit:cover}.nlc-featured__caption{margin-top:8px;font-size:12px;color:#797979;font-style:italic;padding-left:10px;border-left:2px solid var(--nlc-gold)}.nlc-key-facts{background:var(--nlc-bg-warm);border-left:4px solid var(--nlc-gold);border-radius:0 var(--nlc-radius) var(--nlc-radius) 0;padding:22px 26px;margin:0 0 28px}.nlc-key-facts__title{font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.1em;color:var(--nlc-navy);margin:0 0 16px}.nlc-key-facts__list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px;counter-reset:kf}.nlc-key-facts__item{display:flex;gap:12px;align-items:flex-start;font-size:14.5px;color:var(--nlc-text);line-height:1.6;counter-increment:kf}.nlc-key-facts__item::before{content:counter(kf);flex-shrink:0;width:24px;height:24px;background:var(--nlc-gold);color:#fff;display:grid;place-items:center;font-size:11px;font-weight:800;border-radius:50%;margin-top:1px}.nlc-pillar-cta{margin:0 0 28px}.nlc-pillar-cta__inner{background:var(--nlc-navy);color:#fff;padding:24px 28px;border-radius:var(--nlc-radius);display:flex;flex-direction:column;gap:14px}.nlc-pillar-cta__eyebrow{font-size:11px;letter-spacing:.12em;text-transform:uppercase;color:var(--nlc-gold);font-weight:700;margin:0}.nlc-pillar-cta__lede{font-size:14.5px;color:rgba(255,255,255,.85);line-height:1.65;margin:0}.nlc-pillar-cta__btn-row{display:flex;justify-content:flex-end}.nlc-pillar-cta__btn{display:inline-block;background:var(--nlc-gold);color:#fff;font-size:13px;font-weight:800;text-transform:uppercase;letter-spacing:.06em;text-decoration:none;padding:11px 22px;transition:background .2s}.nlc-pillar-cta__btn:hover{background:#8e7e52;color:#fff}@media (min-width:768px){.nlc-pillar-cta__inner{flex-direction:row;align-items:center;gap:24px}.nlc-pillar-cta__lede{flex:1;margin:0}.nlc-pillar-cta__btn-row{flex-shrink:0;justify-content:flex-start}}.nlc-mid-cta{margin:28px 0;padding:20px 22px;border:1px solid var(--nlc-border);background:var(--nlc-bg-warm);position:relative}.nlc-mid-cta__accent{position:absolute;top:-1px;left:-1px;width:4px;height:56px;background:var(--nlc-gold)}.nlc-mid-cta__eyebrow{font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--nlc-gold);font-weight:700;margin:0 0 6px}.nlc-mid-cta__row{display:flex;flex-direction:column;gap:14px}.nlc-mid-cta__copy{font-size:14px;color:var(--nlc-text);line-height:1.55;margin:0;max-width:80%}.nlc-mid-cta__btn{align-self:flex-end;font-size:12.5px;padding:10px 18px;white-space:nowrap;width:auto}.nlc-critical-docs-section{padding:32px 0 8px;border-top:2px solid var(--nlc-border);margin-top:8px}.nlc-critical-docs-section__title{font-size:20px;font-weight:700;color:var(--nlc-navy);margin:0 0 18px;padding-bottom:10px;border-bottom:2px solid var(--nlc-border)}.nlc-critical-docs-section__list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:10px}.nlc-critical-docs-section__item{position:relative;padding-left:28px;font-size:14.5px;color:var(--nlc-text);line-height:1.6}.nlc-critical-docs-section__item::before{content:'';position:absolute;left:0;top:3px;width:15px;height:15px;border:2px solid #0f8a5f;border-radius:2px;background:#fff}.nlc-critical-docs-section__item::after{content:'';position:absolute;left:4px;top:5px;width:4px;height:8px;border-right:2.5px solid #0f8a5f;border-bottom:2.5px solid #0f8a5f;transform:rotate(45deg)}.nlc-faq-section{background:#fff;padding:56px 0}.nlc-faq-section__head{margin-bottom:24px}.nlc-faq-section__eyebrow{font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--nlc-gold);margin:0 0 8px}.nlc-faq-section__title{font-size:28px;font-weight:700;color:var(--nlc-navy);letter-spacing:-.025em;margin:0 0 10px;line-height:1.25}.nlc-faq-section__lede{font-size:14.5px;color:var(--nlc-muted);line-height:1.65;margin:0}.nlc-faq-section__ask{font-size:13.5px;font-weight:700;color:var(--nlc-navy);text-decoration:underline;white-space:nowrap;margin-left:6px}.nlc-faq-section__ask:hover{color:var(--nlc-gold)}.nlc-bios{background:var(--nlc-bg-warm);border-top:1px solid var(--nlc-border);border-bottom:1px solid var(--nlc-border);padding:44px 48px;margin:40px 0;border-radius:var(--nlc-radius)}.nlc-bios__head{margin:0 0 24px}.nlc-bios__eyebrow{font-size:11px;font-weight:800;letter-spacing:1.6px;text-transform:uppercase;color:var(--nlc-gold);margin:0 0 8px}.nlc-bios__title{font-size:22px;font-weight:800;color:var(--nlc-navy);margin:0}.nlc-bios__grid{display:grid;grid-template-columns:1fr;gap:20px}@media (min-width:768px){.nlc-bios__grid{grid-template-columns:1fr 1fr}}.nlc-bio{background:#fff;border:1px solid var(--nlc-border);border-radius:8px;padding:26px 28px;display:flex;gap:20px;box-shadow:0 2px 10px rgba(0,0,0,.05);transition:box-shadow .2s ease}.nlc-bio:hover{box-shadow:0 4px 20px rgba(0,0,0,.09)}.nlc-bio__photo{flex-shrink:0;width:80px;height:80px;border-radius:50%;display:grid;place-items:center;overflow:hidden;position:relative}.nlc-bio__photo-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.nlc-bio__photo-initials{font-size:22px;font-weight:700;color:#fff;opacity:.85}.nlc-bio__body{flex:1;min-width:0}.nlc-bio__role{display:inline-block;background:rgba(168,153,104,.12);color:var(--nlc-gold);border-radius:20px;padding:3px 10px;font-size:10px;font-weight:800;letter-spacing:1.3px;text-transform:uppercase;margin:0 0 8px}.nlc-bio__name{margin:0 0 4px;font-size:16px;font-weight:700;color:var(--nlc-navy)}.nlc-bio__title{margin:0 0 5px;font-size:13px;color:#555}.nlc-bio__bar{font-size:11px;color:#888;font-style:italic}.nlc-bio__blurb{margin:8px 0 12px;font-size:13.5px;color:#555;line-height:1.65}.nlc-bio__link{font-size:13px;font-weight:600;color:var(--nlc-gold);text-decoration:none;display:inline-flex;align-items:center;gap:4px}.nlc-bio__link:hover{text-decoration:underline}@media (max-width:767px){.nlc-bios{padding:32px 20px;margin:24px 0}}.nlc-related-posts{--nlc-gold:#a89968;--nlc-navy:#00062c;--nlc-bg-warm:#f9f6f0;--nlc-border:#e2d9c8;--nlc-text:#242424;--nlc-muted:#797979;--nlc-radius:6px;--nlc-shadow:0 2px 12px rgba(168,153,104,.12);background:var(--nlc-bg-warm);border-top:1px solid var(--nlc-border);padding:40px 0}.nlc-related-posts__inner{max-width:100%;padding-left:16px;padding-right:16px}.nlc-related-posts__eyebrow{font-size:11px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--nlc-gold);margin:0 0 4px}.nlc-related-posts__heading{font-size:22px;font-weight:800;color:var(--nlc-navy);margin:0 0 24px}.nlc-related-posts__grid{display:grid;grid-template-columns:1fr;gap:14px}@media (min-width:576px){.nlc-related-posts__grid{grid-template-columns:1fr 1fr}}@media (min-width:992px){.nlc-related-posts__grid{grid-template-columns:repeat(3,1fr)}}.nlc-related-posts__card{background:#fff;border:1px solid var(--nlc-border);border-radius:var(--nlc-radius);transition:box-shadow .2s}.nlc-related-posts__card:hover{box-shadow:var(--nlc-shadow)}.nlc-related-posts__card-link{display:flex;flex-direction:column;padding:20px 22px;height:100%;text-decoration:none;color:inherit;gap:8px}.nlc-related-posts__cat{font-size:10px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--nlc-gold);margin:0}.nlc-related-posts__title{font-size:15.5px;font-weight:700;line-height:1.3;color:var(--nlc-navy);margin:0;flex:1}.nlc-related-posts__excerpt{font-size:13px;color:#555;line-height:1.55;margin:0}.nlc-related-posts__footer{display:flex;justify-content:space-between;align-items:center;margin-top:auto;padding-top:10px;border-top:1px solid var(--nlc-border)}.nlc-related-posts__time{font-size:12px;color:#797979}.nlc-related-posts__cta{font-size:12px;font-weight:600;color:var(--nlc-gold)}.nlc-conversion{--nlc-gold:#a89968;--nlc-navy:#00062c;--nlc-bg-warm:#f9f6f0;--nlc-border:#e2d9c8;--nlc-text:#242424;--nlc-muted:#797979;--nlc-radius:6px;background:linear-gradient(rgba(0,6,44,.45),rgba(0,6,44,.45)),url('/wp-content/uploads/2022/09/ezgif.com-gif-maker-9.webp') center/cover no-repeat;padding:64px 0}.nlc-conversion__inner{max-width:1300px;margin:0 auto;padding:0 40px;display:grid;grid-template-columns:1fr;gap:40px;align-items:start}@media (min-width:768px){.nlc-conversion__inner{grid-template-columns:1fr 1fr;gap:56px}}@media (max-width:767px){.nlc-conversion{padding:48px 0}.nlc-conversion__inner{padding:0 20px}}.nlc-conversion__eyebrow{font-size:11px;font-weight:700;letter-spacing:1.4px;text-transform:uppercase;color:var(--nlc-gold);margin:0 0 12px}.nlc-conversion__title{font-size:28px;font-weight:700;color:#fff;letter-spacing:-.3px;line-height:1.25;margin:0 0 16px}.nlc-conversion__lede{font-size:15px;line-height:1.7;color:rgba(255,255,255,.78);margin:0}.nlc-conversion__info-grid{display:flex;flex-direction:column;gap:16px;margin-top:28px}.nlc-conversion__info-row{display:grid;grid-template-columns:1fr;gap:16px}@media (min-width:480px){.nlc-conversion__info-row{grid-template-columns:1fr 1fr}}.nlc-conversion__info-box{text-align:center;padding:24px 18px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.15);border-radius:var(--nlc-radius);transition:border-color .3s ease,background .3s ease}.nlc-conversion__info-box:hover{border-color:var(--nlc-gold);background:rgba(255,255,255,.1)}.nlc-conversion__info-icon{display:inline-flex;align-items:center;justify-content:center;width:48px;height:48px;border-radius:50%;background:var(--nlc-gold);color:#00062c;font-size:18px;margin-bottom:14px;flex-shrink:0;transition:background .3s ease,color .3s ease}.nlc-conversion__info-box:hover .nlc-conversion__info-icon{background:#fff}.nlc-conversion__info-title{font-size:15px;font-weight:700;color:#fff;margin:0 0 6px}.nlc-conversion__info-text{font-size:13.5px;color:rgba(255,255,255,.75);line-height:1.5;margin:0}.nlc-conversion__info-text a{color:inherit;text-decoration:none}.nlc-conversion__info-text a:hover{text-decoration:underline}.nlc-conversion__info-box--wide{display:flex;align-items:center;gap:18px;text-align:left;width:100%}.nlc-conversion__info-box--wide .nlc-conversion__info-icon{margin-bottom:0}.nlc-conversion__info-box--wide .nlc-conversion__info-title{margin:0 0 4px}.nlc-form{background:#fff;border-radius:10px;padding:32px 28px;display:grid;grid-template-columns:1fr 1fr;gap:14px;box-shadow:0 8px 40px rgba(0,0,20,.3)}.nlc-form__field{display:flex;flex-direction:column;gap:5px;grid-column:span 1}.nlc-form__field:last-of-type{grid-column:1/-1}.nlc-form__label{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.04em;color:var(--nlc-navy)}.nlc-form__req{color:var(--nlc-gold)}.nlc-form__input{background:#f9f9f9;border:1px solid var(--nlc-border);border-radius:var(--nlc-radius);padding:10px 13px;font-size:14px;color:var(--nlc-text);width:100%;height:44px;transition:border-color .2s}.nlc-form__input--textarea{height:auto;min-height:88px}.nlc-form__input:focus{outline:0;border-color:var(--nlc-gold);background:#fff}.nlc-form__submit{grid-column:1/-1;width:100%;border:none;cursor:pointer;padding:14px;font-size:15px;font-weight:700;margin-top:4px;letter-spacing:.02em}.nlc-form__legal{grid-column:1/-1;font-size:12px;color:#999;line-height:1.55;text-align:center;margin:0}.nlc-form>.wpcf7{grid-column:1/-1}.nlc-form .wpcf7-form label{display:block;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.04em;color:var(--nlc-navy);margin-bottom:5px}.nlc-form .wpcf7-form input:not([type=submit]),.nlc-form .wpcf7-form select,.nlc-form .wpcf7-form textarea{background:#f9f9f9;border:1px solid var(--nlc-border);border-radius:var(--nlc-radius);padding:10px 13px;font-size:14px;color:var(--nlc-text);width:100%;height:44px;margin-bottom:14px;transition:border-color .2s}.nlc-form .wpcf7-form textarea{height:70px;min-height:0;resize:vertical}.nlc-form .wpcf7-form input:focus,.nlc-form .wpcf7-form select:focus,.nlc-form .wpcf7-form textarea:focus{outline:0;border-color:var(--nlc-gold);background:#fff}.nlc-form .wpcf7-form button,.nlc-form .wpcf7-form input[type=submit]{width:100%;border:none;cursor:pointer;padding:14px;font-size:15px;font-weight:700;letter-spacing:.02em;background:var(--nlc-gold);color:#fff;border-radius:4px;transition:background .2s ease}.nlc-form .wpcf7-form button:hover,.nlc-form .wpcf7-form input[type=submit]:hover{background:#8e7e52}.nlc-form .wpcf7-response-output{grid-column:1/-1;margin:10px 0 0;font-size:13px}.nlc-disclaimer{--nlc-text:#242424;background:#fff;padding:20px}.nlc-disclaimer__inner{max-width:1040px;margin:0 auto;font-size:12.5px;line-height:1.7;color:#797979}.nlc-disclaimer__inner strong{color:var(--nlc-text);font-weight:700}